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Homeownership

Homeownership

Building strength, stability, and independence through shelter

Qualifications

 

1. Need

A.  Inadequate housing, substandard, or unaffordable.

B. Must live in Josephine County and be willing to live in Grants Pass.

C. Total income between 50%-80% of the Josephine County median income using the 2021 HUD figures. 

HUD 2021 Income Limits
Persons in family  50% Income Limits ($) 80% Income Limits ($)
1 22,800 36,450
2 26,050 41,650
3 29,300 46,850
4 32,550 52,050
5 35,200 56,250
6 37,800 60,400
7 40,400 64,550
8 43,000 68,750

 

2. Ability to pay

A. Ability to pay a monthly mortgage payment.

3. Willingness to partner

A. Complete 150 hours of sweat equity per adult over 18 years of age, with a family maximum of 500 hours. 

B. Responsible for maintenance and repairs on a new home after move in. 

C. Complete financial counseling and household maintenance education. 

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Homeowner Interest Notifications

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