homeownership

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Own a home with

an affordable mortgage

Grants Pass Area Habitat for Humanity partners with individuals and families to build a place to call home. As a Habitat Homebuyer, you can purchase a low-interest mortgage with affordable monthly payments. Our staff, Family Selection Committee, and Family Support Committee work with Habitat Homebuyers to ensure they are financially ready for homeownership. Future Homebuyers are also equipped with important information about home maintenance, insurance, taxes, and more.

Through our homeownership program, you will gain hands-on construction experience, learn how to maintain your home, and learn about all the different aspects of homeownership. Learn more about the qualifications for our Homeownership Program below. We are currently not accepting applications. You can sign up to be notified about upcoming homeowner orientation meetings and application openings here.

Qualifications

1. Need

A. Inadequate housing, substandard or unaffordable.

B. Must live in Josephine County and be willing to live in Grants Pass.

C. Total income between 50%-80% of the Josephine County median income using the 2021 HUD figures:

HUD 2023 Income Limits
Persons in family	50% Income Limits ($)	80% Income Limits ($)
1	26,600	42,600
2	30,400	48,650
3	34,200	54.750
4	38,000	60,800
5	41,050	65,700
6	44,100	70,550
7	47,150	75,400
8	50,200	80,300

2. Ability to pay

A. Ability to pay a monthly mortgage payment.

3. Willingness to partner

A. Complete 150 hours of sweat equity per adult over 18 years of age, with a family maximum of 500 hours.

B. Responsible for maintenance and repairs on a new home after move in.

C. Complete financial counseling and household maintenance education.

Non-proselytizing

Grants Pass Area Habitat for Humanity will not proselytize, nor will we work with entities or individuals who insist on proselytizing as part of their work with Grants Pass Area Habitat for Humanity. We will not offer assistance on the expressed or implied condition that people (i) adhere or convert to a particular faith or (ii) listen and respond to messaging designed to induce conversion to a particular faith.

Equal Housing Opportunity

Equal-Housing-Opportunity-Black

Homeownership Program