
Homeownership
Building strength, stability, and independence through shelter
TABLE OF CONTENTS
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Qualifications
1. Need
A. Inadequate housing, substandard, or unaffordable.
B. Must live in Josephine County and be willing to live in Grants Pass.
C. Total income between 50%-80% of the Josephine County median income using the 2021 HUD figures.
HUD 2021 Income Limits | ||
Persons in family | 50% Income Limits ($) | 80% Income Limits ($) |
1 | 22,800 | 36,450 |
2 | 26,050 | 41,650 |
3 | 29,300 | 46,850 |
4 | 32,550 | 52,050 |
5 | 35,200 | 56,250 |
6 | 37,800 | 60,400 |
7 | 40,400 | 64,550 |
8 | 43,000 | 68,750 |
2. Ability to pay
A. Ability to pay a monthly mortgage payment.
3. Willingness to partner
A. Complete 150 hours of sweat equity per adult over 18 years of age, with a family maximum of 500 hours.
B. Responsible for maintenance and repairs on a new home after move in.
C. Complete financial counseling and household maintenance education.
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