Qualifications
1. Need
A. Inadequate housing, substandard, or unaffordable.
B. Must live in Josephine County and be willing to live in Grants Pass.
C. Total income between 50%-80% of the Josephine County median income using the 2021 HUD figures.
| HUD 2021 Income Limits |
| Persons in family |
50% Income Limits ($) |
80% Income Limits ($) |
| 1 |
22,800 |
36,450 |
| 2 |
26,050 |
41,650 |
| 3 |
29,300 |
46,850 |
| 4 |
32,550 |
52,050 |
| 5 |
35,200 |
56,250 |
| 6 |
37,800 |
60,400 |
| 7 |
40,400 |
64,550 |
| 8 |
43,000 |
68,750 |
2. Ability to pay
A. Ability to pay a monthly mortgage payment.
3. Willingness to partner
A. Complete 150 hours of sweat equity per adult over 18 years of age, with a family maximum of 500 hours.
B. Responsible for maintenance and repairs on a new home after move in.
C. Complete financial counseling and household maintenance education.
